CARE—Credit Abuse Resistance Education

High school seniors are most likely going to college or a job in the next year. Do they know enough about credit/debit cards and loans to manage them wisely? CARE is a free financial literacy program for high school seniors to talk about the different types of credit and the dangers they pose.

Forward in the Fifth, working with the Kentucky Bar Foundation, organizes one hour classroom presentations to high school seniors in Southern and Eastern Kentucky. Local attorneys, judges and financial managers share stories about credit abuse and suggest how to avoid credit problems. Each student receives a student handbook titled, “Did You Know?”

Topics addressed include:

• Credit /debit card use and abuse
• Car loans
• Student loans
• Payday Loans
• Rent-to-Own
• Bankruptcy
• Budgeting
• Financial decision-making skills for teens

Schools may set their own schedule for the presentations. Many choose to schedule in the spring during testing when seniors are not usually involved. Schools may also choose to expand the program by providing their own sessions using the student workbook and additional handouts available on the CARE website.

To inquire about a program, contact Forward in the Fifth.

For additional resources from CARE click here.