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Financial Literacy

CARE—Credit Abuse Resistance Education

CARE 2011

High school seniors are most likely going to college or a job in the next year. Do they know enough about credit/debit cards and loans to manage them wisely? CARE is a free financial literacy program for high school seniors to talk about the different types of credit and the dangers they pose.

Forward in the Fifth, working with the Kentucky Bar Foundation, coordinates one hour classroom presentations for high school seniors in Southern and Eastern Kentucky. Local attorneys, judges and financial managers share stories about credit abuse and suggest how to avoid credit problems. Each student receives a student handbook titled, “Did You Know?”, provided free-of-charge on behalf of the Kentucky Bar Foundation.

Topics addressed include:

  • Credit /debit card use and abuse
  • Car loans
  • Student loans
  • Payday Loans
  • Rent-to-Own
  • Bankruptcy
  • Budgeting
  • Financial decision-making skills for teens

Schools may select their own schedule for the presentations. Many choose to schedule in the spring semester at a time when students are being faced with how some of life’s realities will impact them in just a few short months. Schools have the flexibility to expand the program by providing their own sessions using the student workbook and additional handouts available on the CARE website.

During the 2012-13 academic year, the FIF and Kentucky Bar partnership included participation of 13 Appalachian school districts, reaching approximately 1,700 students.  More than 2,500 students will be able to take advantage of the program during the current school year.

To inquire about a program, contact Forward in the Fifth.

For additional resources from CARE click here.



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